Renovate Now, Pay Later - No Financial Checks, Zero Upfront Costs
Struggling with bills or facing repossession? Our Financial Assistance package gets the banks off your back and helps you sell for top dollar.
When Debt Feels Overwhelming
When you're drowning in bills and time is running out, it can feel like you have no good options. Maybe the bank is threatening repossession, or you're weeks behind on the mortgage. The stress is constant.
But you do have options. And we've created a solution designed specifically for situations like yours.
Your Options, Explained
Option 1: Do nothing.
The bank repossesses, sells your home quickly, and you lose most (if not all) of your equity.
Option 2: Sell quickly yourself.
You avoid repossession, but without renovations your home might sell below its true value. You walk away with less than you could have.
Option 3: Partner with YPP.
We stop creditor pressure, fund the renovations, manage the sale, and only get paid at settlement. You walk away debt-free, and with more in your pocket.
"Sophie made our entire process so easy. She kept her word and the entire project's financials were taken care of, giving me and our family the comfort of knowing we were going to be okay. We made a great profit on our home sale and are the biggest fans of Sophie and her amazing team."
- Temora NSW
What Makes YPP Different?
Our Financial Assistance Package is not a loan and doesn't involve credit checks or interest. Here's what it means for you:
No credit checks, no means test: everyone qualifies.
Immediate debt relief: we cover your arrears to stop repossession.
Full renovation funding: we pay for upgrades to maximise sale price.
Project management included: no tradie juggling, no stress.
Profit at sale: once the house sells, we take our agreed share and you keep the rest.
How It Works: Step by Step
01
We stop creditor pressure
We immediately catch up your arrears, halting repossession threats.
02
We secure a rental for you (if needed)
We cover bond and rent so you have somewhere safe to stay during the process.
03
We renovate your home for maximum value
All costs are on us. From painting to full upgrades, we ensure your property shines.
04
We manage the sale & settlement
Your solicitor handles the transaction. We're repaid from settlement proceeds.
05
You walk away debt-free (and better off)
You keep the profit after debts and renovation costs: a true fresh start.
Real Results, Real Relief
It might sound too good to be true, but we've helped countless Canberrans avoid repossession and move forward debt free. This is what makes us love what we do: truly helping people.
- Sophie.
“I was weeks away from losing my house. YPP stepped in, stopped the bank, renovated my home, and I walked away with money in the bank. I can’t thank them enough.”
– Cheryl (Bungendore NSW)
“The integrity and compassion of Sophie and her team gave me hope when I had none. They handled everything with honesty and care.”
– Kerry-Anne (Weston Creek ACT)
All the services you need for an
end to end renovation
We handle everything, from planning to completion, so you walk away with profit.
Bathroom Renovation
Window Glazing & Upgrades
Painting Restoration
Kitchen Renovations
I Need To Know:
Will this cost me anything upfront?
No. We cover everything.
What's the catch?
There isn't one. At settlement, our costs and service fee come out of the sale proceeds. You still walk away better off than selling unrenovated.
Do I qualify even if I have poor credit or no income?
Yes! This isn't a loan, and we don't do credit checks.
You Don't Have to Face This Alone
We know how frightening financial pressure can be. But there's a way forward, one that doesn't mean losing everything.
Urgent? Call Sophie directly on +61 411 648 908 - we’re here to help.
